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Disability income insurance can meet all your financial needs
Disability income insurance can cover you in the event of a severe accident or illness but, it really depends on how much disability income insurance you purchase as to whether or not it will be able to meet all of your financial needs. The greatest...
Finding Employees For Insurance Industry Jobs
Finding the right employee for any job opening can be a challenge to say the least, and this is no truer than in the insurance industry. With considerations ranging from experience and education to their personal skills, the decisions faced by...
Insurance Glossary: Part 1
Insurance Glossary: Part 1
Accelerated Benefits Rider: A life insurance rider that allows for the early payment of some portion of the policy's face amount should the insured suffer from a terminal illness or injury.
Accidental Death Benefit...
Is it Wise to Purchase Travel Insurance?
The best way to determine if, for you, it is wise to purchase travel insurance, is to consider the various emergency situations that could arise during your trip, determine the best guess for the cost of each, and see whether you can afford to pay...
What is Credit Insurance?
Are you wondering what is credit insurance? Very simply, credit insurance is an insurance policy that protects a loan on the chance that you are unable to make the repayments. The next time you have occasion to apply for a loan or mortgage, you will...
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Choosing liability limits for motorcycle insurance
How do I choose liability for my motorcycle insurance?
While most states have minimum liability requirements, this is not always the smartest choice. First determine what you would have to lose if you were to be sued for all you are worth. Consider all your assets such as your home, cars, jewelry, etc. It is not uncommon for lawyers to go after your future wages. A good rule of thumb to consider is 30% of your income for the next 5-10 years. You can of course insure yourself for more if you feel more comfortable. Another important point to consider is the liability to other's vehicles. State minimums aren't always adquate. It's hard to do a lot of damage to others on a motorcycle. If you were to hit a brand new Mercedes, it will cost much more to repair than an 88 Yugo. You will see liability limits written 50/100/50. The first number is your per person limit, the second is per accident, and the third is damage to other's property. You can appline online for motorcycle insurance or scooter insurance.
About the Author
Jeff Walther is an insurance agent in Fresno, CA. He specializes in motorcycle insurance, errors and ommisions insurance, condo insurance, and renters insurance.
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